Chapter 11 Sub-Chapter V

Being Board Certified in both Business and Personal Bankruptcy also positions Attorney Wyatt to handle Chapter 11 Sub-Chapter V Reorganization cases.  This part of the Bankruptcy Code allows Debtors to file both their personal bankruptcy and business bankruptcies and jointly administer all in one case.  It permits a Debtor to honor its priority and secured debts but only requires a Debtor to pay their net distributable income for the benefit of unsecured creditors and gives the Debtor a discharge of all debt upon successful completion of the case.  This is a unique advantage that relieves a small business debtor of the usual chapter 11 choice between losing the business in a sale or paying liabilities in full over the course of a Plan.  The Sub-Chapter V Debtor gets a fresh start after making a 3 to 5 year commitment to reorganization based on what they can afford, not based on what they owe.  

The fee for an initial consultation for a Consumer Bankruptcy case is $200.00. Payment may be made in advance by Debit Card, ACH, Wire Transfer, or, at the time of the consultation, by check or cash.

The fee for an initial consultation for a Commerical Bankruptcy case is $360.00. Payment may be made in advance by Debit Card, ACH, Wire Transfer, or, at the time of the consultation, by check or cash.

For services performed on a fixed fee basis, which include Elder Law, Probate, Estate Planning, and Consumer Bankruptcy, the consultation fee will be credited against the fixed fee upon engagement.

All consultation fees are non-refundable.

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